Print view
Board index Non Flightsim RelatedNew Zealand Aviation

Pilot Life Insurance

A place for 'real world' pilots and aviation enthusiasts to discuss their hobby
Post a reply

Postby HercFeend » Wed Oct 15, 2008 2:23 pm

I guess the title pretty much says it all……

Can anyone recommend a reputable company that offers specialist Life cover to private pilots? I know you’re covered (or should be) when flying club a/c etc for damage to the a/c itself and 3rd parties but I actually want to insure myself, which in most cases isn’t covered my club policies. My current Life Insurance explicitly precludes flying from the cover (unless on a commercial / scheduled flight) so I want to get something sorted.

Cheers
' Have you ever notice that the experts who decree that the age of the pilot is over are people who have never flown anything? In spite of the intensity of their feelings that the pilot's day is over I know of no expert who has volunteered to be a passenger in a non-piloted aircraft..'
User avatar
HercFeend
Forum Addict
 
Topic author
Joined: Tue Oct 14, 2008 10:00 am
Posts: 243
Top

Postby HardCorePawn » Thu Oct 16, 2008 7:54 am

Good luck... if you find someplace, you will be looking at $$$$$$

I have no idea, given that:

# of people who die in car accidents per year > # of people who die in light aircraft accidents per year

But that is the way Insurance companies work I guess dry.gif


Not sure if they are any good, but try Avsure...
Last edited by HardCorePawn on Thu Oct 16, 2008 8:15 am, edited 1 time in total.
"Son, we are about the break the surly bonds of gravity, and punch the face of God." -- Homer Simpson

Image
User avatar
HardCorePawn
Senior Member
 
Joined: Fri Sep 01, 2006 4:18 pm
Posts: 1277
Location: 2500' above Godzone
Top

Postby HercFeend » Thu Oct 16, 2008 8:15 am

Yeah I know where you're coming from - Insurance companies suck........ However, unfortunately, it is something that 'could' happen and unlike if I was damaged or broken in a car accident my family would get nothing if the same happened whilst flying! If I can I'd like to try and find a way around this.
' Have you ever notice that the experts who decree that the age of the pilot is over are people who have never flown anything? In spite of the intensity of their feelings that the pilot's day is over I know of no expert who has volunteered to be a passenger in a non-piloted aircraft..'
User avatar
HercFeend
Forum Addict
 
Topic author
Joined: Tue Oct 14, 2008 10:00 am
Posts: 243
Top

Postby mavman » Thu Oct 16, 2008 2:29 pm

I'm with FidelityLife,they offer pretty good premiums (in my opinion anyway) and are fairly reasonable.
User avatar
mavman
Forum Addict
 
Joined: Sun Apr 30, 2006 7:27 pm
Posts: 320
Location: Dunedin
Top

Postby HardCorePawn » Fri Oct 17, 2008 11:41 am

mavman wrote:
QUOTE (mavman @ Oct 16 2008, 03:29 PM) <{POST_SNAPBACK}>
I'm with FidelityLife,they offer pretty good premiums (in my opinion anyway) and are fairly reasonable.


Do they specifically cover while GA Flying? Most insurance companies do not... and I cannot see anything on their site about it...
"Son, we are about the break the surly bonds of gravity, and punch the face of God." -- Homer Simpson

Image
User avatar
HardCorePawn
Senior Member
 
Joined: Fri Sep 01, 2006 4:18 pm
Posts: 1277
Location: 2500' above Godzone
Top

Postby mavman » Mon Oct 20, 2008 10:13 am

HardCorePawn wrote:
QUOTE (HardCorePawn @ Oct 17 2008, 12:41 PM) <{POST_SNAPBACK}>
Do they specifically cover while GA Flying? Most insurance companies do not... and I cannot see anything on their site about it...

To be honest i'm not 100% sure, i'll have to dig out my policy however I do know my premium is slightly higher due to the fact I do a bit of GA flying.
User avatar
mavman
Forum Addict
 
Joined: Sun Apr 30, 2006 7:27 pm
Posts: 320
Location: Dunedin
Top

Postby HercFeend » Thu Oct 23, 2008 8:35 am

Further to this.......

I spoke to BNZ insurance a couple of days ago about having the 'aviation' exclusion lifted on my life cover. They're sending me a GA questionnaire in the post. I'll let you know the outcome if anyone's interested.
' Have you ever notice that the experts who decree that the age of the pilot is over are people who have never flown anything? In spite of the intensity of their feelings that the pilot's day is over I know of no expert who has volunteered to be a passenger in a non-piloted aircraft..'
User avatar
HercFeend
Forum Addict
 
Topic author
Joined: Tue Oct 14, 2008 10:00 am
Posts: 243
Top

Postby HardCorePawn » Thu Oct 23, 2008 10:10 am

I might have to take this up with my Insurance Broker and find out what my options are... I tried the AvSure route, they passed my details on to some guy, who called once to check a couple of things and then never called back...

Customer Service? We've heard of it... dry.gif
"Son, we are about the break the surly bonds of gravity, and punch the face of God." -- Homer Simpson

Image
User avatar
HardCorePawn
Senior Member
 
Joined: Fri Sep 01, 2006 4:18 pm
Posts: 1277
Location: 2500' above Godzone
Top

Postby HercFeend » Thu Oct 23, 2008 2:17 pm

lol....exactly the same thing has happened to me with AvSure!! It wasn't Neil Clerk who called you was it? I returned his call.....haven't heard from him since.

Makes you wonder what they'd be like if it ever came to a pay out doesn't it.
Last edited by HercFeend on Thu Oct 23, 2008 2:18 pm, edited 1 time in total.
' Have you ever notice that the experts who decree that the age of the pilot is over are people who have never flown anything? In spite of the intensity of their feelings that the pilot's day is over I know of no expert who has volunteered to be a passenger in a non-piloted aircraft..'
User avatar
HercFeend
Forum Addict
 
Topic author
Joined: Tue Oct 14, 2008 10:00 am
Posts: 243
Top

Postby HercFeend » Mon Dec 22, 2008 5:40 pm

HercFeend wrote:
QUOTE (HercFeend @ Oct 23 2008, 09:35 AM) <{POST_SNAPBACK}>
Further to this.......

I spoke to BNZ insurance a couple of days ago about having the 'aviation' exclusion lifted on my life cover. They're sending me a GA questionnaire in the post. I'll let you know the outcome if anyone's interested.


UPDATE: I filled in the GA form that was sent to me and returned it at the end of October. Spoke to BNZ Insurance today as I hadn't heard anything. I was told that the Aviation Exclusion that had previously been in place on my policy had been removed at no cost and I was now covered for Life, Critical & Accident in General Aviation. Bonus! biggrin.gif
' Have you ever notice that the experts who decree that the age of the pilot is over are people who have never flown anything? In spite of the intensity of their feelings that the pilot's day is over I know of no expert who has volunteered to be a passenger in a non-piloted aircraft..'
User avatar
HercFeend
Forum Addict
 
Topic author
Joined: Tue Oct 14, 2008 10:00 am
Posts: 243
Top

Postby spongebob206 » Mon Dec 22, 2008 6:13 pm

Good Luck.
Image
spongebob206
Senior Member
 
Joined: Thu Jan 10, 2008 6:04 pm
Posts: 1526
Location: Wanganui
Top

Postby ZK-MAT » Mon Dec 22, 2008 8:48 pm

HercFeend wrote:
QUOTE (HercFeend @ Oct 23 2008, 03:17 PM) <{POST_SNAPBACK}>
Makes you wonder what they'd be like if it ever came to a pay out doesn't it.



I guess you'd never find out rolleyes.gif
User avatar
ZK-MAT
Senior Member
 
Joined: Sun Apr 30, 2006 11:41 pm
Posts: 1690
Location: Papamoa
Top

Postby HercFeend » Mon Dec 22, 2008 9:56 pm

ZK-MAT wrote:
QUOTE (ZK-MAT @ Dec 22 2008, 09:48 PM) <{POST_SNAPBACK}>
I guess you'd never find out rolleyes.gif



Guess not. Incidentally, I still haven't heard from him...........

At least I'm covered by BNZ now though.
' Have you ever notice that the experts who decree that the age of the pilot is over are people who have never flown anything? In spite of the intensity of their feelings that the pilot's day is over I know of no expert who has volunteered to be a passenger in a non-piloted aircraft..'
User avatar
HercFeend
Forum Addict
 
Topic author
Joined: Tue Oct 14, 2008 10:00 am
Posts: 243
Top

Postby HardCorePawn » Tue Dec 23, 2008 1:25 pm

BNZ you say??? I have my mortgage with them... may need to inquire about some insure for flying...
Last edited by HardCorePawn on Tue Dec 23, 2008 1:25 pm, edited 1 time in total.
"Son, we are about the break the surly bonds of gravity, and punch the face of God." -- Homer Simpson

Image
User avatar
HardCorePawn
Senior Member
 
Joined: Fri Sep 01, 2006 4:18 pm
Posts: 1277
Location: 2500' above Godzone
Top

Postby HercFeend » Tue Dec 23, 2008 5:40 pm

HardCorePawn wrote:
QUOTE (HardCorePawn @ Dec 23 2008, 02:25 PM) <{POST_SNAPBACK}>
BNZ you say??? I have my mortgage with them... may need to inquire about some insure for flying...


Us too. Well you should be ok then as it's the 'mortgage' life insurance policy I'm covered by. If I remember correctly I stated that I'd be doing approx 75 - 100 hrs max per year, non commercial obviously etc etc
' Have you ever notice that the experts who decree that the age of the pilot is over are people who have never flown anything? In spite of the intensity of their feelings that the pilot's day is over I know of no expert who has volunteered to be a passenger in a non-piloted aircraft..'
User avatar
HercFeend
Forum Addict
 
Topic author
Joined: Tue Oct 14, 2008 10:00 am
Posts: 243
Top
Post a reply

Return to New Zealand Aviation

Who is online

Users browsing this forum: No registered users and 5 guests

The team • Delete all board cookies • All times are UTC + 12 hours
Board index